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Refinances

The non-bank property finance market generally operates with short term funding commitments – usually up to two years.

If you have reached or are nearing the end of your term with your existing funder, we can consider refinancing your property to help you continue along the roadmap of your property project.

This may be a refinance of a vendor loan or another funder who was prepared to help you purchase the property but is unwilling or unable to provide development and construction funding.

It may be that you want to pounce on an opportunity to buy another property and need a bridging loan, but your existing funder does not have capacity to provide additional funds.

Alternatively, you may need an equity release from a property held with a main bank that is unable to provide funding due to failure to meet debt servicing requirements.

Killarney Capital can consider refinancing your property if you can present an acceptable loan-to-value ratio and a viable plan with the property including a pathway to exit. We may also be able to capitalise finance costs along the way.

Our loans are typically between $2m-10m however we can consider funding outside of these guidelines. We do not provide loans that are subject to the Credit Contracts and Consumer Finance Act 2003 (CCCFA).

lending guidelines

Is your project ready for the next stage?

Check our handy FAQs and understand everything you need to complete your application quickly and easily. There’s a few requirements, but we make it easy at every step of the process.